Blog
Discover our latest articles on invoice and payment management in Switzerland.
Switching accounting software: tips for a successful migration
Switching accounting software represents a technical and organisational challenge for any business. A poorly prepared migration can lead to data loss, invoicing errors and business interruptions. This guide takes you step by step through a smooth transition.
Data security: where is your online accounting data stored?
Your invoices and accounting data are stored on servers. But where exactly? How are they protected? This article explains the issues of hosting, encryption, backups and best practices to guarantee the security of your sensitive data.
eBill: the future of electronic invoicing in Switzerland
eBill is gradually establishing itself as the electronic invoicing standard in Switzerland. This banking system allows invoices to be sent and received directly via e-banking, offering automation, security and time savings for businesses and individuals.
Self-employed taxes: how is your income taxed?
Understanding how your self-employed income is taxed in Switzerland is essential to avoid unpleasant tax surprises. This guide explains the calculation of taxable income, deductible expenses, tax scales and the provisional instalment system.
Project tracking and invoicing: optimise the management of your client projects
Tracking your projects without linking this tracking to invoicing creates time waste, errors and tensions with your clients. Discover how to align timesheets, deliverables and invoicing to optimise the profitability of your projects and improve your client relationships.
Separating business and personal finances: why open a business account
Mixing business and personal finances complicates your accounting, increases your tax risks and damages your credibility. Discover why opening a business bank account is essential for managing your company properly in Switzerland.
Legal accounting obligations: who must keep accounts and how?
In Switzerland, every business must comply with accounting obligations defined by the Code of Obligations. The rules vary according to turnover and legal form: simplified accounting for small structures, complete accounting for others. Understanding these obligations helps you avoid sanctions and manage your business in full compliance.
Social security contributions and insurance: what are the obligations for self-employed individuals?
Starting out as self-employed in Switzerland means understanding your obligations regarding social security contributions and insurance. Between mandatory AHV contributions, recommended optional insurance policies and cantonal particularities, the system can seem complex. This guide details all your social obligations to help you start your activity with peace of mind.
Invoicing in foreign currencies: how to manage multi-currency
Invoicing in foreign currencies exposes your business to exchange rate fluctuations and requires rigorous management for your accounting. This practical guide explains how to choose the invoicing currency, manage conversions, anticipate exchange rate risk and properly document your international transactions.
Offering multiple payment methods: which ones should you offer your customers?
Offering multiple payment methods to your customers improves their experience and accelerates your collections. Between bank transfer, card, TWINT or PayPal, each option has its costs and benefits. Discover how to choose and implement the solutions suited to your business.
Correcting an invoice: how to issue a credit note
Made a mistake on an invoice you've already sent? A credit note is the legal solution to correct an amount, cancel a transaction or rectify VAT. This guide explains the practical steps and mandatory information required in Switzerland.
Factoring: is invoice factoring a solution for your cash flow?
Factoring allows SMEs to immediately recover up to 90% of their invoice amounts by assigning them to a specialised company. This financing solution improves cash flow but costs between 0.5% and 3% per invoice. Discover how factoring works, its real costs and whether this option suits your business.